Efficiency in Islamic Banking: an Empirical Analysis by Using DEAW

Document Type : Practical

Authors

economic department / mazandaran university

Abstract

Islamic banking in Iran as an important part of Islamic financial and economic system, aims to provide basic needs and increase public welfare. Therefore, Islamic banks subjected to special restrictions as compared to conventional banks. Efficiency is one of the important issues that supervisory departments and also customers which use the services of these financial institutions in addition to the bank managers are interested in.
 The purpose of this research is to study the efficiency of Melli bank branches in Ramsar and Tonekabon, using data envelopment analysis window (DEAW). The method of window data envelopment based on changing efficiency and is useful to study unit operation trend. Efficiency of Melli bank branches in Ramsar and Tonekabon was calculated by using DEAW during years 2007-2011.The findings show that the branches 17, 2, and 11 have the highest ranks, respectively.
On the contrary, branches 5, 16 and 6 have 17th, 16th, and 15th ranks, respectively. Results also show that operation trends of more than half of the branches of Melli bank in Ramsar and Tonekabon are not efficient.

Keywords

Main Subjects


امامی میبدی، علی (1379). اصول اندازه‌گیری کارآیی و بهره‌وری (علمی کاربردی). تهران: موسسه پژوه‌شهای بازرگانی.
سخنور محمد، صادقی حسین، عصاری عباس، یاوری، کاظم و مهرگان، نادر (1390). استفاده از تحلیل پوششی داده‌های پنجره‌ای برای تحلیل ساختار و روند کارایی شرکت‌های توزیع برق ایران. فصلنامه پژوهش‌های رشد و توسعه اقتصادی، شماره چهارم، 182-145.
کریمی، فرزاد؛ پیراسته، حسین و مهدی زاهدی، کیوان (1387). تعیین کارایی زراعت گندم با توجه به دو عامل زمان و ریسک با استفاده از تحلیل پوششی داده‌های بازه‌ای و تحلیل پوششی داده‌های پنجره‌ای.فصلنامه اقتصادکشاورزی و توسعه، سال شانزدهم، شماره 64، 159-139.
مهدی زاهدی، کیوان؛ پیراسته، حسین و کریمی، فرزاد (1387). تعیین کارایی زراعت گندم با توجه به دو عامل زمان و ریسک با استفاده از تحلیل پوششی داده‌های بازه‌ای وتحلیل پوششی داده‌های پنجره‌ای. فصلنامه اقتصادکشاورزی و توسعه، سال شانزدهم، شماره 64،159-139.
 
Asmild, M., Paradi, J. C., Aggarwall, V., & Schaffnit, C. (2004). Combining DEA window analysis with the Malmquist index approach in a study of the Canadian banking industry. Journal of Productivity Analysis21(1), 67-89.
Bielik, P. rajčániová M.(2004): Scale efficiency enterprises in Slovakia. Agricultural Economics – czech, 50(8), 331-335.
Dar, H. A., & Presley, J. R. (2000). Lack of profit loss sharing in Islamic banking: management and control imbalances. International journal of Islamic financial services2(2), 3-18.
Ghafoorian Yavar Panah, H., Ahmadanuar, M., & Norhan, N. I. (2014). Inputs and outputs in Islamic banking system. Iranian Journal of Management Studies7(1), 175-188.
Hasan, Z. (2004). Measuring efficiency of Islamic banks: criteria, methods, and social priorities.
Kisielewska, M., Guzowska, M., Nellis, J. G., & Zarzecki, D. (2007). Polish banking industry efficiency: A DEA window analysis approach.
Kumar, S., & Gulati, R. (2008). An examination of technical, pure technical, and scale efficiencies in Indian public sector banks using data envelopment analysis. Eurasian Journal of Business and Economics1(2), 33-69.
Maidamisa, A. A., Ahmad, R., & Ismail, A. A. (2012). A comparative analysis of window width selection technique in data envelopment analysis. International Journal of Computer Applications41(5), 1-30.
Pjevčević, D., Radonjić, A., Hrle, Z., & Čolić, V. (2012). DEA window analysis for measuring port efficiencies in Serbia. PROMET - Traffic & Transportation24(1), 63-72.
Porcelli, F. (2009). Measurement of Technical Efficiency. A brief survey on parametric and non-parametric techniques. University of Warwick11, 1-27.
Rayeni, M. M. (2012). A study on Benchmarking based on Window Analysis. International Journal of Business and Managment Tomorrow2(4), 1-7.
Sufian, F., & Majid, M. Z. A. (2007). Singapore banking efficiency and its relation to stock returns: a DEA window analysis approach. International Journal of Business Studies15(1), 83.
Yudistira, D. (2003). Efficiency in Islamic banking: An empirical analysis of 18 banks. Islamic financial architecture479.